How to Compare College Aid Offers (And Negotiate for More)
Once the acceptance letters start rolling in, families often shift into celebration mode—but financial aid letters deserve just as much attention. These offers vary wildly in format, clarity, and actual value. And if you don’t know how to read between the lines, you could be making a six-figure mistake.
Step 1: Separate Gift Aid from Loans
Colleges often blend scholarships, grants, loans, and work-study into one big “award” number. Only the grants and scholarships (free money) count toward reducing what you actually pay.
Step 2: Look at Net Price, Not Sticker Price
What really matters is the net price—the total cost after gift aid. Use this to compare offers, not the size of the award alone.
Step 3: Ask the Right Questions:
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Can any of the aid be increased?
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Is merit aid renewable each year?
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What’s the four-year projected cost?
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What’s the graduation rate?
Step 4: Negotiate Smartly
If your student has better offers from comparable schools, use that leverage. If your financial situation has changed since you filed the FAFSA, make that clear in an appeal.
Contact Us Today:
Need help comparing offers or negotiating a better deal?
📞 Call us at 770-662-8510
📅 Schedule a free consultation: Book with Jarad
Or visit our Contact Page: https://diversifiedcollegeplanning.com/contact-us/
