What High-Income Families Don’t Know About Financial Aid
Many families earning $150,000–$400,000 assume they’re completely out of the running for financial aid—and often don’t bother to apply. That’s a mistake. Colleges offer different types of aid, and understanding how your income, assets, and student profile affect eligibility is critical.
At Diversified College Planning, we specialize in helping middle- and high-income families unlock aid they didn’t know was available—and protect their savings in the process.
Why High-Income Families Should Still Apply:
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Some colleges offer generous merit aid that doesn’t consider income
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Institutional aid formulas vary—some consider home equity, others don’t
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Filing the FAFSA may still be required for merit and scholarship eligibility
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Strategies like student positioning, financial restructuring, and school selection matter
Key Strategies for Higher-Income Families:
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Apply to colleges where your student ranks in the top 20–25%
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Understand how assets (including business and home) are factored in
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Consider early planning to reduce income in the base FAFSA year
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Work with a college planning expert to avoid blind spots
Even if you don’t qualify for need-based aid, you may be eligible for tens of thousands in merit scholarships.
Contact Us Today:
Think you make too much to benefit from college planning? Let us prove otherwise.
📞 Call us at 770-662-8510
📅 Schedule a free consultation: Book with Jarad
Or visit our Contact Page: https://diversifiedcollegeplanning.com/contact-us/
