The Truth About “Full-Ride” Scholarships—and What You Should Do Instead
It’s every parent’s dream—your child gets a full-ride scholarship and college is “paid for.” But full-ride scholarships (where everything—tuition, room, board, and books—is covered) are incredibly rare. Fewer than 1% of students actually receive them.
At Diversified College Planning, we help families stop chasing unicorns and start focusing on what’s actually available—stackable merit aid, need-based grants, tuition discounts, and financial positioning that makes your student a high-value prospect for schools.
Here’s what we recommend instead:
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Focus on building a college list that includes generous schools
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Don’t just look at sticker price—look at net price
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Understand your family’s SAI and what that number means
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Position your student with test scores, activities, and essays to target aid-rich institutions
It’s also smart to explore options like annuity-based income protection if you’re a high-income family who won’t qualify for need-based aid. These strategies can legally reduce your aid-excluding assets and increase eligibility.
Stop dreaming about a full ride. Start building a smart strategy that works.
Contact Us Today:
Ready to build a real plan—not just hope for a full ride?
📞 Call us at 770-662-8510
📅 Schedule a free consultation: Book with Mike
Or visit our Contact Page: https://diversifiedcollegeplanning.com/contact-us/
