Middle School Families: Why 8th Grade Is the Best Time to Start Planning
Most families think college planning starts junior year. But those who begin in middle school often end up with the biggest savings and the least stress. By starting in 8th grade, you give yourself time to align your finances, academic choices, and admissions strategy—putting your student ahead in every way.

Why it matters:
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Aid formulas look at income from the tax years prior to college—meaning decisions made in 8th grade impact financial aid later
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Early planning allows for merit aid positioning through course rigor, testing strategy, and extracurriculars
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College costs are rising—knowing how to build a cost-effective college list from the start pays off
At Diversified College Planning, we work with families as early as 6th and 7th grade to begin mapping a path. From understanding the Student Aid Index (SAI) to setting your student up for scholarship eligibility, early starters get more control, more options, and less last-minute panic.
Contact Us Today:
Starting early can make all the difference—let’s build your college funding plan now.
📞 Call us at 770-662-8510
📅 Schedule a free consultation: Book with Mike
Or visit our Contact Page: https://diversifiedcollegeplanning.com/contact-us/