At Diversified College Planning, we help high-income households understand how the aid system truly works, identify merit-based opportunities, and avoid overpaying for a degree.

The Truth About Financial Aid for High-Income Families

Just because you make too much for need-based aid doesn’t mean your student can’t receive help. Many colleges offer merit scholarships based on grades, test scores, and leadership—not family income. And most of these awards go unused because families never apply.

Strategies That Save Big

Here’s how high-income families can still cut costs:

• Target merit-heavy schools instead of chasing brand names that offer no aid.

• Position your student strategically with strong academics and involvement to unlock automatic scholarships.

• Use smart funding tools like cash value life insurance or income-shifting strategies to avoid showing assets that reduce aid.

Why Expert Planning Pays Off

We’ve helped many six-figure-earning families cut their college costs dramatically. At Diversified College Planning, we offer insight into where your income disqualifies you—and where it doesn’t. We’ll also show you how to position your student to receive aid that doesn’t depend on income at all.

Contact Us Today:
Want to avoid overpaying for college just because of your income? Let’s build a smarter plan.

📞 Call us at 770-662-8510
📅 Schedule a free consultation: Book with Jarad
Or visit our Contact Page: https://diversifiedcollegeplanning.com/contact-us/