Diversified College Planning
Family
Children
Child 1
$
$
Child 2
$
$
What They Have
$
$
Sticker price total
—
what they advertise
Net price total
—
after aid & merit
Savings available
—
today + contributions
Money runs out
—
without a plan
Cost vs. savings — year by year without a plan
When the navy Savings Balance line hits zero, the money is gone
Net Price
Sticker Price
Savings Balance
Savings Balance (sticker, no aid)
Hover any year for a per-child breakdown when more than one child is enrolled at once. Solid navy = savings spent at Net Price (realistic). Dashed orange = savings spent at full Sticker Price (if no aid materializes). Either marker turns dark once that line's money runs out.
Savings window
Monthly savings scenarios
$
$
$
To cover the Net Cost gap — zero debt
—
per month
Fill in Section 1 to see this number
Based on Net College Cost — sticker price minus grants & scholarships — the realistic target.
To cover full Sticker Price — if no aid
—
per month
Fill in Section 1 to see this number
Worst case: assumes zero grants or scholarships come through.
What each scenario saves by graduation
Bar color reflects the Net Cost gap: green = covered, red = still short. Red dashed = Net Cost gap; orange dashed = full sticker-price gap (no aid).
Covers Net Cost gap
Still short of Net Cost
Full sticker-price gap
Scenario A
—
Scenario B
—
Scenario C
—
Diversified College Planning • diversifiedcollegeplanning.com • This is what happens without a strategy.
