Jarad Stolz, CLTC, CRPC

Jarad brings a wealth of experience and insight to Diversified College Planning, where he works closely with families to make college more affordable through smart, personalized financial strategies. With a deep understanding of both financial planning and the inner workings of the college funding system, Jarad helps families reduce out-of-pocket costs without compromising long-term financial stability. Jarad specializes in college funding strategies that go beyond basic financial aid advice. He helps parents understand how the Student Aid Index (SAI) is calculated and how to legally and strategically lower it to qualify for more need-based aid. His approach includes evaluating financial positioning, helping families restructure assets when appropriate, and identifying schools that are most likely to offer generous merit and institutional aid based on a student’s academic and personal profile. Through a top-down planning method, Jarad assists families in building a focused college list—starting with over 2,500 schools and narrowing it to those where the student fits in socially, gets in academically, and most importantly, gets paid to attend. His ability to merge admissions strategy with financial strategy allows families to avoid overpaying, reduce debt exposure, and protect retirement savings in the process. Jarad’s dedication to transparency and individualized planning has helped countless families approach the college process with clarity and confidence. Whether working with first-time applicants or families navigating college for multiple children, Jarad ensures every plan is grounded in logic, driven by data, and designed for long-term success.